[BMR]

Is anyone out there (I'm sure there is) on NMW (£5.80 a hour), with a recent payslip to hand?

For a single person with no special circumstances, how much does that work out at for 37.5 hours a week?

(calculations for 35 and 40 hours very welcome too)

Thanks in advance

[simmons_5251]

depends on the 3 digit tax code doesn't it?

[BMR]

Originally Posted by simmons_5251

depends on the 3 digit tax code doesn't it?

Yes, but as I understand it, there is a generic one for a single adult with no special allowances and only one job.

[summerain]

Take away 22%.

[*Confidential*]

BMR, try this link. http://www.thesalarycalculator.co.uk/salary.php

It's calculated my own salary over the years almost exactly. Stick in your gross.

[indyw]

For 40 hours it's £197 after tax and NI.

[BMR]

Thanks. Those numbers sound about right.

As Paul Daniels used to say................" not a lot"

[tghe-retford]

Using data from http://listentotaxman.com/ (which I find is fairly accurate, to a few pence and is more flexible):

35 hours at £5.80: £767.27 a month or £177.06 a week
37.5 hours at £5.80: £810.63 a month or £187.07 a week
40 hours at £5.80: £853.98 a month or £197.07 a week

I have to do fewer hours and get paid less than that - now that REALLY is "not a lot"!

[Hypnodisc]

I don't understand how someone on minimum wage survives!

You would have to be renting a council flat or something which is £40 a week. Even then, council tax and all remaining bills would be a killer.

I know it's a terrible thing, but I wouldn't work for minimum wage - I'd rather stay on benefits. The stress generated by income problems would probably cause me to hang myself because I have mental problems anyway.

The lowest I worked for was £6.75 an hour, and I got in enough overtime to give me a grand a month.

Working tax credits are only given if you are over 25 or disabled - so they don't help the people who are most likely to be working minimum wage jobs (the 18-25 bracket I would have thought).

Bloody terrible.

[*Confidential*]

Originally Posted by Hypnodisc

I don't understand how someone on minimum wage survives!

You would have to be renting a council flat or something which is £40 a week. Even then, council tax and all remaining bills would be a killer.

I know it's a terrible thing, but I wouldn't work for minimum wage - I'd rather stay on benefits. The stress generated by income problems would probably cause me to hang myself because I have mental problems anyway.

The lowest I worked for was £6.75 an hour, and I got in enough overtime to give me a grand a month.

Working tax credits are only given if you are over 25 or disabled - so they don't help the people who are most likely to be working minimum wage jobs (the 18-25 bracket I would have thought).

Bloody terrible.

It is terrible. It makes it a very bitter pill for those out working to swallow. Even worse when some who are on benefits are able to put money away into savings every month, when the people out working can't.

Crap system we have in this country.

[Hypnodisc]

Originally Posted by *Confidential*

It is terrible. It makes it a very bitter pill for those out working to swallow. Even worse when some who are on benefits are able to put money away into savings every month, when the people out working can't.

Crap system we have in this country.

Yeah. There are plenty of people on this board that get on their high-horse and scoff at those on benefits. But the majority of those people will be getting more than, lets say, 15k/£7/8 an hour plus. They wouldn't be able to survive on minimum wage and would end up claiming too.

If you are doing min wage, as a general rule you will get a lot of hassle and be working mundane/annoying jobs.

The main expenses are rent and council tax - which are paid up to a certain amount (if not all) on benefits. Plus Jobseekers allowance of £65 - it's not nice or comfortable, but it's do-able and less stress.

[*Confidential*]

Originally Posted by Hypnodisc

Yeah. There are plenty of people on this board that get on their high-horse and scoff at those on benefits. But the majority of those people will be getting more than, lets say, 15k/£7/8 an hour plus. They wouldn't be able to survive on minimum wage and would end up claiming too.

What's the problem? I agreed with you that it was terrible and that it was a crappy system. Dont jump in with you assumptions about salaries. I'm currently on £7 per hour GROSS, working a 35 hour week. If you think that equates to £15k, you need a calculator.

I don't begrude a penny of my tax paying money for anyone on benefits that has passed the necessary to deem them suitable for it, such as yourself. It does piss me off when the monies paid out in that same benefit, allows the benefactor to put away a couple of hundred quid a month.

Like I said, It is terrible, and it is a crap system we have that allows that to go on.

[Hypnodisc]

Originally Posted by *Confidential*

What's the problem? I agreed with you that it was terrible and that it was a crappy system. Dont jump in with you assumptions about salaries. I'm currently on £7 per hour GROSS.

Oh no no I apologise, I wasn't having a go at you! I was merely clarifying a little more

[dynamoe88]

It's not just the spongers on benefits that are in the firing line, but also those people/companies that dodge their share of paying taxes too. The system allows them to do this, or there are 'allowable loopholes' that let them 'evade' such payments into the UK system. Sure a few people will say if they couldn't dodge a few hundred million in tax they'd bugger off to Switzerland or Jamaica, or somewhere. But these same people will complain all day long about benefit spongers but not about tax evaders. The system is there for both to exist and tax evasion would pay for sizable amount of the DSS budget.

[Gordie1]

Wait til the tories get back in, they will eother scrap the minimum wage all together, or just keep it at £5.80 for the next 10 years rendering it pointless.