Advice Please re Bailiffs - Advice

April1970 · 10-11-2009, 19:57

Hi ya

I wonder if anyone can help. My partner has been paying a bailiff under an agreement that the debt will be paid up by end of November. Unfortunately my partner went to prison 2 weeks ago so can no longer pay for the debt. I am 29 weeks pregnant and on Employment and Support Allowance receiving £102.00 a fortnight. I have rang the Bailiff and he has said that i have to pay the debt there is £209.00 left on it and he wants half end of November and the remaining end of December and i just dont have it. Is there anything i can do about this. The debt is for Council Tax.

Thanks for your time.

April

DaisyBumbleroot · 10-11-2009, 19:59

its your partner who owes the money not you, so the baliff should harass him shouldnt he? i dont how the baliff is meant to get the money but thats not your problem...

April1970 · 10-11-2009, 20:03

Sorry i should have said but the debt is in both our names

GetMeOuttaHere · 10-11-2009, 20:07

Seek advice from CAB to put your mind at rest. You shouldn't be responsible for your partners debts, so long as they are in his name only.

Edit, seen your post above, I'd definitely get to the CAB asap.

April1970 · 10-11-2009, 20:15

Yes thats what i thought, i was going to go today but thought i could speak to the Bailiff and sort it out with him but to no avail, i think i best get myself down there tomorrow. Thank you so much for your help.

April

David ® · 10-11-2009, 20:16

Your partner is no longer a resident at your address. Therefore has no right to entry. The bailiff knows this and is trying it on.

April1970 · 10-11-2009, 20:17

Thanks David but the debt is in my name too so as my partner is not residing here the bailiff is going to come after me.

cruella de vile · 10-11-2009, 20:17

If it is for council tax then it will be a court appointed bailiff not just some thug who can threaten you for money - still serious but they will have to abide by the law.

Get to the CAB and ask them what you need to do to go back to the court and renegotiate the repayments, the current arrangement will be deemed to have been negotiated on behalf of you and your partner and as such will still stand unless you go back to the court.

Good luck, sounds like a pretty stressful time for you.

paulyoung666 · 10-11-2009, 20:21

may i suggest you google 'CAG'

cruella de vile · 10-11-2009, 20:28

Quote:

Originally Posted by paulyoung666

may i suggest you google 'CAG'

I agree, great bunch of people who are always happy to help. Don't know why I didn't think of them myself!

April1970 · 10-11-2009, 20:33

Thank you all for your replies. I will be off to the CAB tomorrow. I just wish i had come on here sooner and asked you all.

Thank you

EmmaActual · 10-11-2009, 20:35

Hi April,

Sorry to hear you are having a rough time. One thing that might help is this:-

I had a county court judgement against me... long time ago, and the Court Appointed Baliff turned up at my house and said I had to let him in etc.

I actually phoned the court where my debt was and spoke to a court clerk (nice lady) and she told me... that even if a court appointed baliff turns up legally you are not obliged to let him in. So I told the the baliff that... and he said yes you are etc. etc. But I then said if he didn't go away I would call the police (coz I am woman on my own etc) and he went away.... shortly after that I moved but he didn't come back before I moved.

Now, some people on here have said that is not correct and if they are a court baliff you have to let them in. So I would go to your CAB and ask them, coz obviously DO NOT LET them in and also dont leave any windows open as apparently they can legally can access that way... but they cant break down the door even if they say they can.

You can pm if you want.

Good luck

April1970 · 10-11-2009, 20:38

Quote:

Originally Posted by EmmaActual

Hi April,

Sorry to hear you are having a rough time. One thing that might help is this:-

I had a county court judgement against me... long time ago, and the Court Appointed Baliff turned up at my house and said I had to let him in etc.

I actually phoned the court where my debt was and spoke to a court clerk (nice lady) and she told me... that even if a court appointed baliff turns up legally you are not obliged to let him in. So I told the the baliff that... and he said yes you are etc. etc. But I then said if he didn't go away I would call the police (coz I am woman on my own etc) and he went away.... shortly after that I moved but he didn't come back before I moved.

Now, some people on here have said that is not correct and if they are a court baliff you have to let them in. So I would go to your CAB and ask them, coz obviously DO NOT LET them in and also dont leave any windows open as apparently they can legally can access that way... but they cant break down the door even if they say they can.

You can pm if you want.

Good luck

Wow that does sound quite frightening and all along he hasnt been a very nice man. I do have my maternity grant coming i could pay with that but i really do need that for the baby. I will definitely go to the CAB tomorrow. Thanks

EmmaActual · 10-11-2009, 20:42

Dont use your maternity grant, go to CAB hun and if they turn up DONT LET THEM IN and if you do phone the police so that they are present.... but it shouldn't come to that. You are 29 weeks pregnant and vulnerable woman.... to be honest they should be ashamed of themselves... they should be prepared to except £2.00 a week, if it goes back to the court that its what the court would accept I think.

Good luck hun.

GetMeOuttaHere · 10-11-2009, 20:45

Quote:

Originally Posted by April1970

Wow that does sound quite frightening and all along he hasnt been a very nice man. I do have my maternity grant coming i could pay with that but i really do need that for the baby. I will definitely go to the CAB tomorrow. Thanks

Don't pay them your maternity grant as you said your baby needs that money. As already pointed out your circumstances have now changed, a change which was beyond your control. Take the advice offered about CAB and CAG.

Also if you need baby stuff and haven't got a huge amount of money try your local Freecycle group. You'll have to join up but you can get some good stuff for free.

Goodluck

April1970 · 10-11-2009, 20:49

Thank you all so so much, i am so glad i came on here. I havent used this forum for about 2 years.

Thank you. I will come on tomorrow and let you know how i get on at the CAB. I think i may be able to get some sleep tonight now. Thank you all

cruella de vile · 10-11-2009, 20:55

Quote:

Originally Posted by April1970

Thank you all so so much, i am so glad i came on here. I havent used this forum for about 2 years.

Thank you. I will come on tomorrow and let you know how i get on at the CAB. I think i may be able to get some sleep tonight now. Thank you all

Head over to the baby thread too, I always loved baby talk when I was pregnant but you always get that glazed look from family and friends.

sallygill1961 · 10-11-2009, 20:58

has the baliff already been inside the property april also try googling cccs they are a debt charity totally free and excellent at what they do

April1970 · 10-11-2009, 21:00

Quote:

Originally Posted by sallygill1961

has the baliff already been inside the property april also try googling cccs they are a debt charity totally free and excellent at what they do

Hey Sally how are you doing? You are still on these forums then. I think this is my first time for at least 2 years. Remember me

David ® · 10-11-2009, 21:09

Quote:

Originally Posted by April1970

Thanks David but the debt is in my name too so as my partner is not residing here the bailiff is going to come after me.

Ahh having it in your name makes a difference as you prob know already.

As others have said contact CAB. Also worth a try is your local council as its a council tax bill. If you tell them the outstanding amount (which the should know) and explain your partner is now in custody also your are pregnant and events are distressing you they might sort it out so you can pay weekly a small amount esp as you have paid most of it.

Also, if the bailiff hasn't already entered the property before, always ensure your windows and doors are closed/locked and speak to them from the upstairs window.

jarryhack · 10-11-2009, 22:33

I have had dealings with the bailiffs re council tax. This link will tell you everything you need to know

http://www.nationaldebtline.co.uk/en...nd_council_tax

I eventually wrote to my council to take the debt back, which they did and I am now paying them.

edit: If the bailiff has not been in your house, don't let them in. They have no right to enter then. The above link has all the info.

edit #2 phone the national debtline too, they were very helpful, much more than the CAB.

StressMonkey · 10-11-2009, 22:45

How much did the Cocker Spaniel you bought three weeks ago cost?

I don't want to seem harsh, but taking on a dog while you are heavily pregnant and in debt with a court case pending for you OH is a little fool hardy.

Normally I really try not to be judgemental, but increasing your expenditure at a time like this is just plane daft.

April1970 · 10-11-2009, 23:11

Quote:

Originally Posted by StressMonkey

How much did the Cocker Spaniel you bought three weeks ago cost?

I don't want to seem harsh, but taking on a dog while you are heavily pregnant and in debt with a court case pending for you OH is a little fool hardy.

Normally I really try not to be judgemental, but increasing your expenditure at a time like this is just plane daft.

I understand what your saying but to be honest i am absolutely scared to death of being in the house alone. I knew my partner had a 95% chance of getting a custodial sentence and was scared after being burgled. I do get what your saying but my father-in-law bought him on Pets 4 homes for £50 and then bought two great big sacks of food. I have two boys in the Army who come home at weekends and take the dog for nice long walks although i do take him for a daily walk.

curmy · 10-11-2009, 23:14

Perhaps your father in law can continue to help with the cost of feeding your dog.

April1970 · 10-11-2009, 23:17

Quote:

Originally Posted by curmy

Perhaps your father in law can continue to help with the cost of feeding your dog.

Thank you and yes he has already said he would. Barney came with a sack of food and so i havent even started the two 15kg of food that he bought yet.

10-11-2009, 19:57	#1
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Advice Please re Bailiffs Hi ya I wonder if anyone can help. My partner has been paying a bailiff under an agreement that the debt will be paid up by end of November. Unfortunately my partner went to prison 2 weeks ago so can no longer pay for the debt. I am 29 weeks pregnant and on Employment and Support Allowance receiving £102.00 a fortnight. I have rang the Bailiff and he has said that i have to pay the debt there is £209.00 left on it and he wants half end of November and the remaining end of December and i just dont have it. Is there anything i can do about this. The debt is for Council Tax. Thanks for your time. April

10-11-2009, 19:59	#2
DaisyBumbleroot Forum Member Join Date: May 2003 Location: Derby, UK Services: sky for tv, 02 for phone, virgin for internet Posts: 13,808	its your partner who owes the money not you, so the baliff should harass him shouldnt he? i dont how the baliff is meant to get the money but thats not your problem...

10-11-2009, 20:03	#3
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Sorry i should have said but the debt is in both our names

10-11-2009, 20:07	#4
GetMeOuttaHere Forum Member Join Date: Mar 2008 Gender: Female Location: CBeebies Services: Teaching you to singalong to Timmy Time Baahh Posts: 7,323	Seek advice from CAB to put your mind at rest. You shouldn't be responsible for your partners debts, so long as they are in his name only. Edit, seen your post above, I'd definitely get to the CAB asap.

10-11-2009, 20:15	#5
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Yes thats what i thought, i was going to go today but thought i could speak to the Bailiff and sort it out with him but to no avail, i think i best get myself down there tomorrow. Thank you so much for your help. April

10-11-2009, 20:16	#6
David ® Forum Member Join Date: Oct 2009 Gender: Male Posts: 173	Your partner is no longer a resident at your address. Therefore has no right to entry. The bailiff knows this and is trying it on.

10-11-2009, 20:17	#7
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Thanks David but the debt is in my name too so as my partner is not residing here the bailiff is going to come after me.

10-11-2009, 20:17	#8
cruella de vile Forum Member Join Date: May 2004 Location: Cheshire Posts: 3,825	If it is for council tax then it will be a court appointed bailiff not just some thug who can threaten you for money - still serious but they will have to abide by the law. Get to the CAB and ask them what you need to do to go back to the court and renegotiate the repayments, the current arrangement will be deemed to have been negotiated on behalf of you and your partner and as such will still stand unless you go back to the court. Good luck, sounds like a pretty stressful time for you.

10-11-2009, 20:21	#9
paulyoung666 Forum Member Join Date: Jul 2005 Gender: Male Services: virgin 10 mb bb , sky HD Posts: 4,882	may i suggest you google 'CAG'

10-11-2009, 20:33	#11
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Thank you all for your replies. I will be off to the CAB tomorrow. I just wish i had come on here sooner and asked you all. Thank you

10-11-2009, 20:35	#12
EmmaActual Forum Member Join Date: Sep 2009 Location: The Galactica Services: 02, BT, Freeview Posts: 334	Hi April, Sorry to hear you are having a rough time. One thing that might help is this:- I had a county court judgement against me... long time ago, and the Court Appointed Baliff turned up at my house and said I had to let him in etc. I actually phoned the court where my debt was and spoke to a court clerk (nice lady) and she told me... that even if a court appointed baliff turns up legally you are not obliged to let him in. So I told the the baliff that... and he said yes you are etc. etc. But I then said if he didn't go away I would call the police (coz I am woman on my own etc) and he went away.... shortly after that I moved but he didn't come back before I moved. Now, some people on here have said that is not correct and if they are a court baliff you have to let them in. So I would go to your CAB and ask them, coz obviously DO NOT LET them in and also dont leave any windows open as apparently they can legally can access that way... but they cant break down the door even if they say they can. You can pm if you want. Good luck

10-11-2009, 20:42	#14
EmmaActual Forum Member Join Date: Sep 2009 Location: The Galactica Services: 02, BT, Freeview Posts: 334	Dont use your maternity grant, go to CAB hun and if they turn up DONT LET THEM IN and if you do phone the police so that they are present.... but it shouldn't come to that. You are 29 weeks pregnant and vulnerable woman.... to be honest they should be ashamed of themselves... they should be prepared to except £2.00 a week, if it goes back to the court that its what the court would accept I think. Good luck hun.

10-11-2009, 20:49	#16
April1970 Forum Member Join Date: Jan 2008 Location: Welwyn Garden City, Hertfordsh Posts: 244	Thank you all so so much, i am so glad i came on here. I havent used this forum for about 2 years. Thank you. I will come on tomorrow and let you know how i get on at the CAB. I think i may be able to get some sleep tonight now. Thank you all

10-11-2009, 20:58	#18
sallygill1961 Forum Member Join Date: Dec 2006 Location: rutland Services: sky,zen broadband Posts: 2,961 Blog Entries: 1	has the baliff already been inside the property april also try googling cccs they are a debt charity totally free and excellent at what they do

10-11-2009, 22:33	#21
jarryhack Forum Member Join Date: Jun 2009 Location: darlington Services: VM tv, phone, broadband Posts: 407	I have had dealings with the bailiffs re council tax. This link will tell you everything you need to know http://www.nationaldebtline.co.uk/en...nd_council_tax I eventually wrote to my council to take the debt back, which they did and I am now paying them. edit: If the bailiff has not been in your house, don't let them in. They have no right to enter then. The above link has all the info. edit #2 phone the national debtline too, they were very helpful, much more than the CAB.

10-11-2009, 22:45	#22
StressMonkey Forum Member Join Date: Sep 2005 Posts: 6,773	How much did the Cocker Spaniel you bought three weeks ago cost? I don't want to seem harsh, but taking on a dog while you are heavily pregnant and in debt with a court case pending for you OH is a little fool hardy. Normally I really try not to be judgemental, but increasing your expenditure at a time like this is just plane daft.

10-11-2009, 23:14	#24
curmy Forum Member Join Date: Aug 2007 Location: Suffolk Services: Tiscali Posts: 217	Perhaps your father in law can continue to help with the cost of feeding your dog.