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The popstar, who filed for bankruptcy in October 2010, was approached by Playboy with the offer of a naked photoshoot in January this year.
However, the singer said in an appearance on The View that she was unsure of how the project might affect her sons Denham and Diesel.
Braxton explained: "I'm thinking about it. I haven't said yes. One of the reasons why I'm considering, or I guess I should say basking in the moment, is because I'm older now.
"I'm totally flattered, like, 'You want me to be a cover girl?' I haven't made a decision... because my kids are in the booby stage [at] eight or nine. They just discovered [them]. 'Mummy, boobies, boobies!' I don't want their friends to say, 'I just saw your mum's boobies'."
