The 'With Ur Love' singer revealed that she has already moved in with the trainee hairdresser and feels "on top of the world" when around him.
"We're living together, we're very settled," she told The Mirror. "This is it. You won't ever hear of me having another boyfriend.
"My life is f**king sorted. It's cushty. I'm rubbing my hands like an emperor. I'm on top of the world. I hope one day we'll be married and having kids."
"Some days I feel like I could run for miles screaming, 'Thank f**k' at the top of my lungs. I can't believe I've fallen on my feet like this.
Lloyd added that her relationship with Monk begun at a "perfect" time, as he helps keep her grounded amid her growing fame.
"He laughs about what I do and finds it amusing," she said. "When we're walking around Asda doing our weekly shop and somebody spots me he just giggles."
Lloyd said in the same interview that she is terrified of failing to crack America.
Watch Cher Lloyd in the video for 'With Ur Love' below: