2295: Newt and Eli flood The Dog's cellar

Newt feels guilty about ruining Steph's portfolio, but Eli shows no remorse and hides himself with the portfolio under Newt's bed. When Steph comes looking for it, Newt is forced to hand it over to prevent her from discovering Eli, forcing Jack to confiscate his camcorder.

With Eli worried about being spotted on tape and Newt worried that he will be thrown out, Eli concocts a plan to get the tape out of the camcorder. He convinces Newt that by flooding the cellar he will be able to pay Jack back for not listening to him as well as create a diversion long enough for them to take the keys and get the tape back. With the plan set, Newt and Eli head to the cellar, unaware of the gravity of Jack's mounting financial crisis…

As Frankie bustles about getting Charlie ready to stay over at Nancy's, Darren notices Jack fretting over a bank statement he's received. He sneaks a chance to look at Jack's accounts and is shocked by what he sees. Darren tries to approach Jack to talk about the statement but Jack is having none of it. On discovering the flooded cellar, Jack is distraught as he reveals to a shocked Darren that he can't afford the insurance and the cellar must be the work of the loan sharks. Darren is gutted to see his dad in such a state and vows to help him.

Jacqui is unnerved to see Tina and Dom reading a baby book and shows Tony the handwritten contract she's drawn up, but Tony is unsure about the effect it will have on Tina and Dom. As Frankie mistakenly congratulates Tony and Jacqui, Tony decides to have a word with Dom but Dom refuses to discuss the situation.

Tina and Dom reluctantly agree to meet Tony and Jacqui but are shocked by Jacqui's contract. Dom refuses to sign it but an upset Tina defiantly agrees and Dom, broken by the heartbreak of having to reveal to a relieved Russ that Tina is being a surrogate mum, eventually signs too.

Steph searches high and low for her missing portfolio, taking no notice of Max as he talks about Tom and marriage lessons. Realising that Newt had her portfolio last, Steph goes round to The Dog and finds it in Newt's room, ruined. Max tries to take her mind off the audition by asking for Kieron's help with the marriage lessons role-play, but Steph's heart isn't in it. Max uses the role-play to let rip about how selfish Steph is revealing his own concerns for their relationship. As Niall witnesses the interchange the argument heats up and Max walks out, leaving Steph devastated and embarrassed.